We advocate for complete clarity. Understand representative APR ranges, repayment terms, and borrower guidelines before you accept an offer.
Annual Percentage Rates (APRs) offered by participating network lenders generally range from 6.99% to 35.99% with repayment terms from 6 to 36 months.
| Loan Amount | Repayment Term | Sample APR | Est. Monthly Payment | Total Repayment |
|---|---|---|---|---|
| $500 | 6 Months | 14.99% | $87.00 | $522.00 |
| $1,000 | 12 Months | 12.99% | $89.30 | $1,071.60 |
| $2,500 | 18 Months | 13.50% | $154.20 | $2,775.60 |
| $3,500 | 24 Months | 11.99% | $164.80 | $3,955.20 |
| $5,000 | 36 Months | 9.99% | $161.30 | $5,806.80 |
*Disclaimer: The above table is for illustrative purposes only. Actual loan terms, APR, monthly payments, and interest will be determined by your matched lender based on credit assessment and state law.
The Annual Percentage Rate (APR) reflects the annual cost of borrowing, including interest and finance charges. Your exact APR will depend on your income, employment history, state of residence, and lender evaluation.
The Money Lift does not charge consumers any fee to use our connection service. Any loan fees, origination charges, or late payment fees are determined solely by your lender and disclosed prior to contract signature.
Failing to make timely installment payments according to your loan agreement may incur late fees, collection activities, and adverse reporting to major credit bureaus (Equifax, Experian, TransUnion).
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